Axis Bank Credit Card Payment Online

How to pay Axis Bank credit card bill payment Online, other bank account, NEFT, cheque, dd, cash?



It could be that you have been issued a credit bank from an esteemed bank like Axis Bank, which you prefer to make use of. But along with using the credit card, you need to keep in mind that payments for purchases made and outstanding balances on the card are to be made on time. This way, you can avoid late fines, penalties, higher interests and the like. Also, you can maintain good credit score, which means you can enjoy future opportunities.




A detailed guide on Axis bank credit card bill payment:


Since you are new to using Axis Bank credit cards, you may be interested to know how the outstanding bill payments are to be made. Credit card users of this bank are offered with both offline and online solutions to choose from for payment purpose, something that suits their convenience and comfort.

How to pay Axis Bank credit card bill payment Online, other bank account, NEFT, cheque, dd, cash

Online modes of making payment:





Option 1 - Axis bank Credit card payment through Internet banking: 


This is the easiest option of making Axis bank credit card bill. To pay axis bank credit card bill through Net banking, you need to have an active account with Axis bank.

Internet banking services of this bank can be used from the savings accounts of Axis bank for paying up credit card bills. 

How to pay Axis bank credit card payment through Axis bank net banking?

1. Simply log onto Axis bank  internet banking account with net banking log id and password.

2. Access credit card balance & payments option by going to Credit card -> Balance and Payments option. 

3. Select the credit card number for which you have to make the payment. 

4. Enter the  outstanding amount to pay and click submit for completing transaction.

That's it. It is quite easy to pay your Axis bank credit card bill online. Please ensure that you have enough balance in your savings account.

Mostly the axis bank credit card bill payment done through this way will be processed on the same day. The turn around time for this mode of bill payment is mostly the same day.

How to pay multiple credit cards through internet banking?

You can easily pay multiple Axis bank credit card bills through Axis bank net banking. To use this option, you have to first register 'Axis Bank Credit Card - Directpay' as one of the billers.

How to register?


1. Log on to your Axis Bank Internet Banking using your internet banking login id and password.

2. Go to Accounts > Pay Bill Option.

3. Click on Add New Biller.

4. Select "Credit Cards" as category and select the biller "Axis Bank Credit Card - Directpay".

5. Enter the Biller details as Nick name and Credit card no. 

6. Click on Fetch button to verify the Card holder name.

7. You will receive and SMS with Netsecure code to your registered mobile number.

8. Verify the details by entering the Netsecure code you have received through SMS.

9. Click on "Add" button to add Axis bank credit card direct pay as a biller. 

10. To ensure that the biller is registered successfully, ou can check in the "Registered biller "and "Direct pay" options.


How to pay the credit card bill for multiple Axis bank credit cards online?

1. Log on to Axis Bank Internet Banking using your internet banking and password.

2. Go to Accounts -> Pay Bill Option.

3. In"Direct Pay" option select the active Registered Biller.

4. Click on "Pay Now".

5. There will be two options displayed. 1. One Time Payment 2. Repetitive Payment.

6. If you are going for one time payment, enter the Payment Amount and Click on Make Hot payment check box to transfer the funds instantly to your credit card account in real time.

7. If you are going for repetitive payment, select the Payment Amount. Select the frequency (Weekly, Monthly, Annual payment etc.) to debit the funds on repetitive schedule basis on a particular day as per the number of payments mentioned in the field.

Option 2 - Axis bank Credit card payment through other bank net banking: 


Even if you do not have an account with Axis bank, you can still pay your Axis bank credit card bill through Internet banking of other banks. 

Payments can be made for Axis Bank Credit Cards from accounts of other banks using Net Banking facility, with amount being credited within 3 working days.


Option 3- Axis bank credit card payment through NEFT: 


You can make axis bank credit card payment through NEFT option from any other bank account. Login to respective internet banking account, select NEFT option(National Electronic Funds Transfer), enter the below details for making NEFT transfers, which takes one working day.

Note: Please verify the below information with Axis bank or its official website before making payment as the details might be modified anytime by the bank.

Beneficiary Name - Your name as on your credit card
Beneficiary Bank Name - Axis Bank
Beneficiary Branch Name - Mumbai
Beneficiary Account Number  - Your 16 digit Credit Card number as on your credit card.
IFSC Code - UTIB0000400


Option 4 - Axis bank credit card payment through Visa Transfer: 

Next option is using Visa transfer to pay your credit card bill online. Net Banking services or Visa Debit Cards can be utilized for facilitating Visa Money Transfer. Time taken for transfer is two working days. Contact customer care of Axis bank to get more details about this option.

Option 5 - Axis bank credit card payment through NACH: 



You can pay your Axis bank credit card bill through National Automated Clearing House (NACH).
You can enroll for NACH facility for Axis Bank Credit Card bill payment from any other Bank account. 

You can download the NACH form and send the completely filled form to the address mentioned in the form. You can download NACH form in the following link - http://www.axisbank.com/download/NACH-Slip.pdf.


Option 6 - Axis bank credit card payment through Mobile Banking App


With Axis Bank mobile app, you can make axis bank credit card bill payment in a simple, user-friendly, convenient and secure way.

You should have registered your current Mobile Phone Number for SMS Banking via secured channel with Axis Bank to use this service.

How to make Axis bank credit card bill payment through Mobile App?

1. Log in to Axis bank Mobile application.

2. Go to Accounts option.

3. Click on the Credit Card Number and Amount TAB. The credit card summary page will be displayed.

4. Click on Pay Last Bill option on that page.

5. Enter the Amount which you want to pay.

6. Click Continue which shall take you to Confirmation Page.

7. Click on Confirm button once you have checked the details are correct.

8. You will be asked to enter Mobile PIN. Enter your Mobile PIN you get payment confirmation Success.

You can also use IMPS option to make Axis bank credit card bill payment.

Note: Please verify the below information with Axis bank or its official website before making payment as the details might be modified anytime by the bank.


In transfer feature enter the details as given below in IMPS Payment Option. 

Merchant Details (P2M), Mobile No. 9619919900 (Unique and dedicated No. to be used for Axis Bank Credit Card payment), MMID-9211400 (Unique and dedicated MMID No.).

Enter payment amount.

Payment Reference - Your 16 Digit Axis Bank Credit Card No.

Option 7 - Axis bank credit card payment through Bill Desk


1. Visit https://pgi.billdesk.com/pgidsk/pgijsp/axiscard/axis_card.jsp.

2. Select your credit card type.

3. Enter the axis bank credit card number.

4. Reenter the axis bank credit card number.

5. Enter your email id, mobile number, payment amount and select your bank account.

6. Click on 'Pay Now' to pay via your bank account.

Axis Bank Credit Card Payment Online through SMS:

SMS Payment option - Outstanding amount can be paid by sending SMS from registered mobile numbers. Real-time payment is made to card account, with regular payment limit being Rs.5000.

Note: Please verify the below information with Axis bank or its official website before making payment as the details might be modified anytime by the bank.


SMS the below details to the number 5676782: 

CCP <space>Last 6 Digit of your Axis Bank Saving/Current Account No.<space>Payment Amount <space>Last 4 Digit of Credit Card No.

e.g. - CCP 3478472 6452 and send it to 5676782.

Send the above SMS to registered mobile number and the amount will be credited to your credit card account in real time.


Offline payment modes:



Draft or Cheque payments - How to pay Axis bank credit card bill payment by cheque or DD? 


Note: Please verify the below information with Axis bank or its official website before making payment as the details might be modified anytime by the bank.

Draw draft or cheque favoring ‘Axis Bank Card No. (16 digit credit card number)" and drop it at any Axis Bank branch. 

Local cheques are to be dropped 5 days before due date and is not to be posted-dated, which takes one working day. For other bank cheques, 3-5 working days for payment to complete. the cheque should be drawn from a local bank.


Cash payments - How to pay Axis bank credit card bill payment by cash? 


Cash can be used for making outstanding credit card payments at any of the Axis Branch. Clearance is made same day. For cash payments, there will be a service fee for this mode of payment. Please check with bank on the updated service fee. Currently it is Rs.100.


ECS – How to pay Axis bank credit card bill through Auto Debits?


Total amount or minimum amount due can be paid through Axis Bank savings or current accounts using Auto Debit facility. Submit Auto-debit form, send to CC Customer Service address for registering for this service. Payments done on same day.

Axis bank credit card bill payment through ATM - How to pay Axis bank credit card bill through ATM?


Debit cards can be used at any of the Axis Bank ATM for making credit card total due or minimum due payments. Customer’s account which is linked to ATM Card would get debited with payment amount. Clearance takes place on same day.


The above are the different ways and methods by which you can make outstanding credit and debit card payments with great ease and enjoy using the card facilities.

Hope the article is helpful for you to make your Axis Bank Credit Card Payment Online, other bank account, NEFT, cheque, dd, cash etc.



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